Save Your Money and Get Rich: Become a Cash Rat

When it comes to getting rich, a lot of people think of some big happening. Stocks you have soar. You open this fantastic business and it goes buck wild. You strike gold in the Klondike. You discover oil on your land. Something big happens and all of a sudden you’re a millionaire.

That doesn’t happen to most people.

The way you get rich is by accumulating money. How do you accumulate money? You scrimp and save. You restrict spending. You keep your cash. Then, you invest your cash wisely (you do this through education – reading magazines, listening to people, deciphering the latest trends, keeping up on certain news.

What I want you to do is go back land look at your credit card receipts and your check statements. What are you spending money on? What can you cut back on? How can you lean out your budget and pocket more money?

This means everything. How can you put more cash in your wallet?

For example, instead of eating at Freebirds three times a week at an average of $8 a meal, eat at home for an average of $3 a meal.

You just pocketed $15 a week. Over the course of a year, that’s $780 in your wallet. That was fast.

What other discretionary items do you buy that can be eliminated or replaced? Try to cut out recurring fees as much as possible. You know, those fees that hit your credit card every month? How many of those can you eliminate?

Think about this: If you have a $29 monthly membership for something and you eliminated that, you would pocked $348 a year. This could be a gym membership, an online subscription, a club fee, or whatever else.

Just by eliminating two unnecessary things in your life, you just pocketed $1,128 in a year. That’s huge money that can start your bank account to getting rich.

Everyday, regular people get rich just by saving money. Shop better, shop efficiently, and keep your cash. You will be rich!

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